Milwaukee Bankruptcy Attorney

Filing for Bankruptcy: A Fresh Financial Start

Hundreds of thousands of Americans are facing financial problems as our country slowly recovers from the economic turmoil of the last few years. It has become clear that the old attitudes towards those who find themselves unable to pay their bills are unfairly judgmental and harsh. So many of us have endured troubles due to job loss, injury, wage cuts, lost hours, and/or increases in interest rates while at the same time losing equity in our homes because the real estate market has taken such a hit. Events have been quite simply beyond out control.

Federal and state laws provide some possible solutions for those facing serious debt-related problems. Bankruptcy is the most well known of these solutions and is filed by thousands of people every month. If you are facing serious debt problems, through bankruptcy you may be able to accomplish one or several of your debt-resolution goals. Chapter 7 generally is shorter and less expensive, but it has stricter qualifications and requirements than a Chapter 13. Chapter 13 is a repayment plan lasting three to five years; it is designed for those with regular income which exceeds the monthly bills or for those with certain goals that cannot be accomplished in a 7 (for example, saving a house from foreclosure). Many individuals and families in the Milwaukee area have turned to Chapter 7 or Chapter 13 to solve their financial problems after having explored all their options.

Even hardworking and responsible Americans face challenges in a tight job market and repressed economy: layoffs, reduced hours, homes that may be mortgaged far beyond their current value, trouble refinancing or modifying mortgage loans, repossessions, lawsuits, garnishments, collection calls, and unpaid medical bills to name a few. If you are facing any of these challenges, please call the Law Offices of Deborah A. Stencel and speak with me, an experienced Milwaukee bankruptcy lawyer. I can help you find your way out of your current situation.

Legal Assistance in Filing for Bankruptcy in Milwaukee

It is important for those who need help resolving their financial difficulties to have experienced and caring legal representation. The process can be confusing and requires knowledge of the law and procedure. I will carefully review your situation, advise you how best to get your financial matters under control, and walk you through the process - figuratively holding your hand the entire way. I will explain the process clearly, I will be honest with you, and I will help you back to the path to financial independence. Once again, you will be able to focus on the important things in life, such as your family, work, goals, dreams, and ambitions. I am committed to helping individuals and families put themselves on the road to better days, to help them make sound financial decisions, and to never need my help again.

My firm provides legal representation in personal bankruptcy matters, including filing chapter 7, chapter 13, or Wisconsin's " chapter 128," as well as addressing matters related to consumer law and creditor harassment, providing counsel in issues related to debt relief, foreclosure defense, and adversary defense. We want to help you answer the questions that have lead you to this site today, such as " do I qualify?", "what will happen?", "will I lose my car?", and "will I ever get credit again?" I will answer these questions and any others you may have. I care about your future and want to help you move forward.

Most folks who are facing foreclosure have likely already tried various ways to solve mortgage problems. Often, lenders don't listen, don't keep good records, and their different employees make conflicting assertions and promises. As a result, solving mortgage problems with out help can be confusing and frustrating. Often the matter drags on without resolution until an attorney gets involved. If you are facing a foreclosure, it is likely that I can help you either avoid foreclosure or to discover the best way to handle the matter and to come out the other side in a better position that you are in now. Whether you want to keep your home or walk away, there are legal and financial ramifications to every step you take. I can guide you through this morass. I am here to help and I invite you to contact my firm to assist you in any debt-related matters. I like my clients; I am proud to assist them and make a difference in their lives. If you are in Southeast Wisconsin and need help, please contact my office in Milwaukee.

Contact a Milwaukee bankruptcy lawyer from the Law Offices of Deborah A. Stencel for high quality, personalized legal help in all bankruptcy and debt related issues.